Our services include:
- Term assurance
- Decreasing term assurance
- Convertible term assurance
- Family income protection
- Mortgage protection
- Whole of life
- Keyman cover
If you are young, single and and without any dependants or liabilities, life assurance may well be unneccessary, but there are other reasons why life assurance is vital:
Mortgages: Removing the burden in case of death on your partner and/or children to clear the debt
Money for dependants: In the case of a young family you can ease the financial burden on your surviving partner (providing monies for a career, stay at home or work part time)
Business debts/Co-partners:If you are a key person, your business could insure you to provide cash flow to continue the running of business until a new recruit is found.
It can also enable your co-directors to pay a fair value for your share of the business to your estate.